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In the world of insurance service providers, finding a reliable provider that makes promises is easy – finding a reliable provider keeping those promises may be a bit trickier. With More Than, all of your insurance needs are met and backed by the Financial Services Authority, and while finding value insurance sounds great, you have to ponder how much you are actually getting. What kind of coverage does More Than actually offer? Well, More Than is a complete insurance provider offering protection and coverage for your home, car, travelling, and even pets. As is common with insurance providers, availability is subject to approval, but it might be a good place to start your search. More Than offers a ‘3rd year free’ ongoing promotion. If you have service with More Than for 2 consecutive years without filing a claim, you get the 3rd year absolutely free. Not many insurance providers are so dedicated to customer service as to offer free service if you are claim free, and it’s a nice reward for those who deserve it. Standard car insurance offers a lifetime guarantee on the body of your vehicle if you use a preferred repairer. While your vehicle is being repaired, More Than offers a free courtesy car to get you where you need to go. The 24 hour claims helpline means help is never far away; imagine getting immediate authorisation for all your repair needs. More Than offers more to their clients, and more is always appreciated. Of course, knowing what is covered will help set More Than a step above the rest. Imagine having your car stolen; you had your clothes, money, and personal items in the car. Walking out of a store to find your vehicle is not where you parked it is a terrifying experience, and one which most of us have felt at some time or another. More Than offers you peace of mind by offering to cover the price of replacing your clothes and/or personal belongings, and if you are on the road, overnight accommodations are covered. In addition, if you should need medical attention, that is covered too! More Than wants to help you feel safe and secure no matter the circumstances. Additionally, when you have More Than car insurance, you get roadside breakdown assistance absolutely free. With the free, 24-hour helpline, you can rest assured you will get the assistance you need to get where you need to go. Comprehensive, free legal and medical advice is available to you if an accident should happen. The optional feature offered by More Than are tailored to suit the needs of the policy holder. Imagine having a no claim bonus for life. If you have 4 years with no claims, haven’t had more than a single claim of theft in the past 5 year, or haven’t had anymore than 2 no-fault accidents in 5 years, you qualify for the no-claim bonus. If you have to make a claim, your premium will not necessarily be increased. How’s that for security? The optional breakdown coverage offers roadside assistance, home calls, recovery, and European assistance features. Of course, the packaging details will decide the final cost to you, but roadside assistance is free with your More Than insurance policy. If you are looking for information on how to stay safe, More Than also offers comprehensive classes and documentation to help you to learn how to stay safe no matter where you travel. The icing on the cake? Additionally, More Than offers a travel accident insurance plan. Should you be involved in a fatal accident, your next of kin will receive £40,000. With this coverage you are covered around the world whether you are a pedestrian, driving, or a passenger in a plane, train, boat, or car. While More Than cannot prevent you from being in an accident, your family is taken care of should the worst happen. More Than knows accidents happen, but preparing for the unexpected keeps you in control when the seemingly uncontrollable happens. Why should you choose More Than? More Than offers affordable solutions to protect from the unimaginable, and with the legal and medical advice after an accident, the next time the unexpected happens, you may well be slightly better prepared to tackle it.
Staff editor, Breakdown Section, March 2007 |
